- By Ron Hurtibise
State approves Citizens Insurance rate hikes for Broward and Palm Beach customers - South Florida Su
It happens: Trees fall on houses, water floods living areas, roofs peel off, windows break, and more. Hurricanes can wreak havoc, which is one of the reasons homeowner insurance costs more in Florida. A reason it's even higher in South Florida: claims abuses by repair contractors and plaintiffs attorneys. Reforms passed this past spring are intended to quell those abuses and bring down costs for homeowners.