Now proudly partnered with Acentria Insurance
Condo insurance isn't required in Florida, but your condo association may still require you to purchase coverage. While condo associations must carry a certain amount of their own insurance, these policies often won't cover damage to your personal property, your personal liability or damage to your condo's structural elements.
Q: I own the top unit in a two-story building. Heavy rains caused roof damage which caused significant ceiling damage in my unit. The property manager quickly sent a roofer to fix the exterior problem. They will provide service to replace my ceiling sheet rock but will not pay for ceiling paint. Why shouldn’t it be made whole? I was told that Florida condominium law does not require the association to paint. Is that accurate?
Does our association liability insurance policy cover the association if someone sues claiming they contracted the COVID-19 virus from the association’s common amenities?