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It happens: Trees fall on houses, water floods living areas, roofs peel off, windows break, and more. Hurricanes can wreak havoc, which is one of the reasons homeowner insurance costs more in Florida. A reason it's even higher in South Florida: claims abuses by repair contractors and plaintiffs attorneys. Reforms passed this past spring are intended to quell those abuses and bring down costs for homeowners.

Attorneys at Goede, Adamczyk, DeBoest & Cross respond to questions about Florida community association law. With offices in Naples, Fort Myers, Coral Gables and Boca Raton, the firm represents community associations throughout Florida and focuses on condominium and homeowner association law, real estate law, litigation, estate planning and business law.

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